We help you remove your Financial Risks

  • We set-up a scheme that can include any type of insurance that you require

     

  • Our experts will build the policy features that you need

  • We’ll manage the scheme to remove your rent losses

  • Our Death in Tenancy cover is paid to you to recover outstanding rent

  • We can provide Personal Accident cover for your tenants

Housing Protect is different?

Unlike regular insurance you control your own policy terms and tailor these to your needs.

It’s your insurance company and it’s controlled by you.  At the end of the year, any unclaimed benefit is returned to you.

Remove 100% of your Financial Risks

We’ll make sure everything is completely transparent and deal with tenant claims on your behalf.  You’re scheme will pay their rent when they can’t!

Chill out. We’ve got your Tenants covered.

With contents, accident & sickness and even death during tenancy cover your tenants can relax…  You’ll have them covered…

Reliable Tenant content cover

Avoid rent loss by providing your tenants with reliable content cover.  Cover of up to £3000 per claim paid in super quick time.

Personal Accident cover included

You’re scheme can choose to pay tenant rent if they are unable to due to them having an accident and being unable to work.

Answers to your questions

Setting up a new scheme is relatively straight forward.  All we require is a list of all of your properties and a list of your tenants and we’ll do the rest.

In addition we’ll need to know what benefits you would like to include for your tenant members.

Our schemes are hugely flexible to allow you to provide insurance features that really matter to you and your tenants.

For example, some clients operate non-rechargeable repair benefit within stand-alone schemes.

Other clients like to provide Tenant benefits too in order to further protect rent and increase tenant customer service levels.

The price of your premium will depend on the level of features that you include within your scheme.

Basic Non-Rechargeable Repair cover starts at just £1.00 per property per month.

More comprehensive cover which includes tenant Accident & Sickness and Death in Tenancy cover costs just £2.00 per property per month.

The highest level of cover which includes tenant Content cover costs just £3.00 per property per month.

No.  We take care of all Financial Conduct Authority (FCA) matters on your behalf including full authorisation and ongoing compliance management.

It is still your insurance company though and your board would govern all business decisions made in relation to the operation of your scheme.

Claims can be handled by you directly within your own Contact Centre.

If preferred, we can handle claims on your behalf, it’s entirely up to you.

At the end of the day all claims are determined by you anyway as it’s your own insurance company.  No external claim handling just reliable, simple to access claim help.

Cover is instant.  As soon as you provide the details of each property within your estate and the respective tenant details, they are on immediate cover.

It couldn’t be simpler.  No application forms to complete and no awkward questions to answer.